The federal No Surprises Act protects consumers from unexpected out-of-network medical bills during emergency treatment and air ambulance transport.
Key Rights Under the No Surprises Act
- Emergency Medical Coverage: Out-of-network emergency providers cannot charge higher copays or deductibles than in-network facilities.
- Ban on Balance Billing: Out-of-network physicians practicing at in-network hospitals cannot bill patients for amounts beyond in-network cost-sharing without explicit written consent.